Insurance For Your Melbourne Condo
Mr. Auto Insurance offers great rates whether you are a resident of your condo or landlord of a rental unit. Mr. Auto offers some of the most competitive Melbourne condo insurance rate quotes in Brevard County, with insurance quotes from over 5 of the top condo insurance companies in Florida.
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What is Condo Insurance?
Protect your condo — and your possessions — with condo insurance through Mr. Auto Insurance. Different from home insurance, condo insurance is designed specifically for condos, and it covers what you keep inside of yours.
When you own a condominium, you — not your condo association — are responsible for what's inside your condo. That's why having a personal condo insurance policy is important.
Condo associations have master policies that cover the property, common areas and physical structure of your building. However, these master policies do not cover your personal property or your legal responsibility to others, and they may not cover improvements or customizations to your unit.
That's where condo insurance comes in ... As you get Melbourne condo insurance quotes while shopping for an insurance policy, you'll typically select from available coverages, such as:
A basic condo insurance policy will cover damages to most of your personal belongings, as well as walls, floors, ceiling coverings, etc. Most condominium by-laws or trust agreements state that the condo owner owns or is responsible for everything within the unit, including permanently attached fixtures and improvements.
With condo insurance, sometimes called an HO6 policy, damage to improvements, additions and alterations of your unit are covered. Your condo insurance policy also covers your belongings and the structural parts of the building that you own.
Before you shop for condo insurance, take an inventory of what you own to decide what level of coverage makes you comfortable.
If you have any questions or have a current policy you would like us to compare to see if we can save you money on your Melbourne condo insurance, don't hesitate to contact us today! We look forward to speaking with you.
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Mr. Auto's licensed professionals are always ready to help save you money. Give us a call today for a free insurance quote and learn how much you could save while shopping for condo insurance in [the_title], Florida!
